Deposits - iSavings Account

Account Features

Attractive Interest Rate

You will get to enjoy attractive interest rates on your iSavings account.

Easy to Open

You can open your account with a minimum of S$5,000

Hassle-Free and Convenient

This online savings account allows you to login to your internet banking and perform your banking transactions without any hassle. You can also track your account transactions online conveniently.


  • You must be minimum 21 years old.
  • This account is applicable to individuals only.

Note: Account opening is subject to Bank’s approval.

How to Apply?

  1. Apply Online or
  2. Approach one of our relationship managers at our branch to assist you
    - Our branch location:
    7 Wallich Street
    #B1-25 and #B1-26 Tanjong Pagar Centre
    Singapore 078884

Important Information

Interest Rates1

Daily Balance Prevailing Rate (% p.a.) Bonus Rate (% p.a.) Promotional Rate (% p.a.)
First S$20,000 0.50% 0.58% 1.08%
Next S$30,000 1.10% 0.28% 1.38%
Next S$150,000 1.45% 0.26% 1.71%
Next S$800,000 1.48%   1.48%
Above S$1,000,000 0.80%   0.80%

Fees and charges

1 These interest rates are effective from now to 31 July 2019 and apply to individual depositors only. There will be no passbook given for an iSavings Account. HL Bank reserves the right to change, vary or revise these interest rates from time to time in its own absolute discretion.

Fees & Charges

Terms & Conditions

Terms and Conditions for iSavings Account Bonus Rate Promotion

Additional Terms and Conditions Governing iSavings Account

Deposit Insurance Scheme ("DI Scheme")

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.