Insurance - Car Insurance

Why is Car Insurance worthwhile?

  • You have the freedom to select the preferred car workshop.
  • Enjoy comprehensive car insurance coverage at a lower premium.
  • 24/7 Emergency Towing and Minor Roadside Repair Referral.
  • Save 50% on excess if the vehicle is repaired at our authorised car workshops.

You would not need to worry about the damage to your vehicle. Affordable yet convenient, our car insurance plan gives you the right protection and everything you've always wanted in a car insurance from personal accident benefits to loss, or by other insured causes including Act of God, fallen object, damages by third-party or strike.

Call xxx to apply now!
(Mondays to Fridays, 9 a.m - 6 p.m excluding Saturdays, Sundays and Public Holidays)

What the Car Insurance Covers

What the Car Insurance Covers - Summary Maximum Amount Covered
1 Loss or Damage to Your Car
Loss or Damage by fire or theft Up to market value at time of loss or damage
Loss or Damage by other insured causes including Act Of God, fallen object, riot, strike, flood, etc Up to market value at time of loss or damage
Car accessories
All audio, video and other standard equipment fitted into the car by the manufacturer or distributor at time the car was originally purchased
Up to $1,000
Car accident repairs
Excess is halved if repairs are carried out at a HL Assurance Approved Workshop
Windscreen cover Unlimited
Windscreen Excess of $100 unless Windscreen is repaired at HL Assurance Appointed Windscreen Repairer
2 Your Liability to Third Parties
Damage to Third Party Property Up to S$5,000,000
Death or injury to Third Party Unlimited
3 You or Your Passenger’s Medical Expenses
Medical Expenses Coverage for the Policyholder, Authorised Driver and Passengers up to car legal seating capacity Up to S$1,000 each
4 Personal Accident Cover for Injuries in the Car
Personal Accident benefits for the Policyholder, Authorised Driver and Passengers Policyholder: Up to S$20,000
Authorised Driver: Up to S$10,000
Passengers: Up to S$10,000
5 Other Car Insurance Benefits Included
Daily transport allowance (up to ten days if repairs exceed three days) S$50 a day, up to a total of S$1,000
Towing after Accident Up to S$500
Authority to repair (for minor repairs) Up to S$300
The Limit is after application of Policy Excess
24 hours Automobile and Medical Assistance Services Available

Who can apply

All HL Bank customers.

For full details of the policy coverage terms, conditions and exclusions, please refer to the policy documents.

This plan is underwritten by HL Assurance Pte Ltd.

Information correct as at 25 December 2014.

Policy Owners’ Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the following websites: